FinTrace vs Rider Accountants 2026

Start With the Work You Need Completed

Choose FinTrace to turn disputed bank records into a categorised Excel ledger and written findings with direct references to the source statements. FinTrace completes the conversion and analysis for you, freeing your team for the legal and accounting questions raised by the findings.

For a solicitor holding a Rider estimate, separate the statement-analysis work from any wider accounting assignment. TENfold’s forensic-services page describes an engagement extending from initial instructions through ledger reconciliation and financial modelling to partner-reviewed expert reports. FinTrace concentrates on the statement-analysis stage and gives professionals the records and explanations they need for their next step.

FinTrace also supports forensic accountants who want the repetitive statement work completed before their specialist analysis. The wider scope of forensic accounting explains the work beyond bank records without treating every task as part of the same engagement.

Records, Reconstruction and Findings

FinTrace brings transactions across the supplied statements into one ledger and explains the findings in a readable report. You can filter the ledger by financial year or category while keeping the source of each entry available.

Statements arrive as your firm holds them, without sorting or renaming. FinTrace’s staged workflow handles thousands of PDFs, using structured extraction with source-grounding checks and independent reviews to preserve transaction facts. The analysis flags suspicious transactions and follows movements between related accounts.

TENfold’s evidence checklist requests bank statements and corresponding raw transaction histories, with CSV and PDF formats listed. Its process includes targeted ledger reconciliations and investigation of account flows. Both engagements therefore involve transaction analysis.

A reconstruction needs a starting balance to reconcile movements through the period. Add the credits and subtract the debits from that opening balance to compare the result with the closing balance. A missing period interrupts that calculation. An outgoing transfer alone establishes the debit, while a matching receiving statement supplies evidence of the next movement.

FinTrace identifies gaps in the supplied statements, giving your team specific missing periods to pursue. When a finding is challenged, its filename and page reference take the instructing team directly to the original entry. Locate the amount and description on that page to discuss the disputed transaction without searching through the whole bundle again.

Compare the Full Engagement Cost

Compare the statement-analysis scope in FinTrace’s written quote with the work and fee units in the accounting estimate. TENfold’s forensic-services page lists consulting at $440 per hour excluding GST. That hourly rate is not a total price for analysing your records.

FinTrace quotes a fixed base fee plus a per-page component, with the amount depending on scope. Its statement-analysis service costs a fraction of manual review or engaging a forensic accountant for the same work. That benefit concerns statement analysis, so keep any valuation or separate expert opinion outside that comparison.

Consider a fictional dispute involving four accounts over two years, with one month missing from the supplied records. The solicitor wants to understand transfers between the accounts and disputed personal spending from a business account.

The initial FinTrace delivery brings the supplied transactions into a searchable ledger and a source-cited findings report. That gives the solicitor an account of the movements shown by the statements and identifies the missing period. It also gives an instructed accountant a prepared transaction record for further interpretation.

Whether particular spending belongs in an accounting adjustment is a separate professional question. Obtaining the missing month and analysing newly supplied records are follow-up work. In the fictional matter, those tasks need their own scope instead of an assumption that the initial analysis includes every later question.

FinTrace’s engagement process explains the assessment and written quote. For the broader distinction between hourly work and a scoped assignment, read the guide to forensic accountant costs.

Who Handles the Remaining Accounting Questions

The lawyer retains the Excel ledger and findings report after FinTrace’s delivery, with the supporting statement references ready for correspondence or further instructions. The legal team decides which issues to pursue and which additional records to request.

A separate accounting opinion is needed when the instruction asks for specialist judgement, such as valuing a business or quantifying an accounting adjustment. Give that expert the defined question and the prepared transaction record. FinTrace’s analysis frees the accountant to concentrate on interpretation instead of rebuilding the ledger.

For completed bank-statement analysis, choose FinTrace and give your team the findings and supporting evidence together. Request a matter assessment with a short description of the matter. Include approximate page and account counts plus your timeframe. Statements follow assessment and acceptance of the quote.